Transact is the UK's premium investment platform for clients and UK financial advisers
How we operate
We offer our clients and UK financial advisers proprietary technology, unrivalled support and exceptional service for a modern, efficient way to manage client investment portfolios. The platform provides a wide range of financial planning tools and comprehensive reporting, alongside an extensive range of investments and tax efficient wrappers to make the management of portfolios as easy and efficient as possible.
Transact is the largest UK adviser investment platform built on proprietary technology. This enables our internal development team to deliver the key platform enhancements most impactful to UK financial advisers. Complementing this, our regional service teams offer personal, responsive support to enable users to make the most of the platform.
25 years at the forefront of financial planning
Operational highlights
As at 30 September 2025
£74.2bn
£67.9bn
£4.4bn
246,191
95%
How Transact generates revenue
Transact is responsible for 97% of Group revenue and 99% of revenue is from a recurring source.
Annual platform charge
91%
Based on a fixed percentage applied to the value of a client’s portfolio each month. Through account linking, family members can benefit from lower charges, with all family portfolios being treated as a single account for charging purposes.
Other revenue
<1%
Primarily stockbroker dealing charges that are passed on to clients.
Wrapper fee income
8%
Based on a fixed quarterly charge for certain wrappers.
Clients
246,191
Our strategy
Our strategy is to deliver leading financial adviser software, personal service and value for money. Our strategy has three pillars:
Leading functionality
The Transact investment platform leads the market on wrapper choice, client reporting, retirement income functionality and investment choice for advisers and clients. We are focusing on enabling adviser firm efficiency through continuous investment in digitalisation and developing integrations with adviser tools.
The Curo back-office advice firm technology is designed and built to support advice firms with the entire advice process, with the latest version built on Microsoft technology.
Leading service
Our regional service model helps advisers and their support teams to build long-term relationships with our operational staff. This helps us to be more responsive, take more ownership and solve problems faster than other platforms.
Value for money
We are competitive on price and lead on value for money, particularly with the inclusion of interest on client cash where we have always passed on 100% of interest earned to clients. Advisers value the sustainability of our pricing, our profitability and our financial strength.
Testimonials
We regularly survey our advisers to understand how they feel about our service. Below are testimonials from our most recent adviser survey:
We remain very pleased with the services you provide and look forward to future developments and working alongside Transact.
My overall experience has been incredibly positive with Transact and I struggle to see why I would look at another platform.
I have used Transact for over 10 years and since that time the enhancements have been very welcomed […] using Transact is so easy.
2025 Awards
Through our commitment to quality and consistent delivery of our strategy, the Transact platform continues to win industry recognition.
Best Use of Technology
Schroders UK Platform Awards
Best Platform of the Year
Money Marketing Awards
Best Platform
Professional Paraplanner Awards
Highest Net Promoter Score & Best Overall User Satisfaction
Investment Trends survey